德克萨斯州2021十大正规彩票app委员会于11月15日召开会议. 以下是与您的业务相关的规则变更.
采用对535的修改.二、经纪人责任
- 经纪人必须指定一个人来领导, 监督, or directs a team in their brokerage as a delegated supervisor with TREC if he or she has or will be supervising for more than three months. This will require that person to take the six-hour broker responsibility course at each license renewal.
- 经纪人或委托主管对客户作出回应的时间框架, 代理, 或者其他券商现在是两天.
- The time frame that a broker or delegated supervisor has to deliver TREC correspondence to their 代理 is now three days.
- 在记录保留部分, the term “work files” is deleted and replaced with “substantive communications with parties to the transaction” to clarify what should be retained. 要约也应该保留.
- Brokers must ensure—through their brokerage policies and procedures manual—that 代理 are geographically competent in the market area being served; and that 经纪人 will ensure training or coaching for new 代理 when they undertake new tasks.
的会员制 示范经纪政策及程序手册, which gives brokerages instant compliance with TREC requirements to maintain written policies and procedures, 会随着这些变化而更新吗.
采用的表格修订
修改后的表格将于3月1日强制使用, 2019, 但是一旦它们可用,你可以自愿使用它们. 该协会将与所有表单供应商合作,尽快发布表单.
第三方融资增编
- The language in the Property Approval section will change to require that if the buyer wants to terminate the contract under this paragraph, the buyer must give the seller written notice not later than three days before the contract’s closing date and must provide the seller written evidence of the lender’s determination.
- The form was reformatted and other non-substantive changes were made for consistency with other TREC-promulgated 形式.
买方终止合同通知
- Statement added that a buyer terminating the contract under the Property Approval section of the 第三方融资增编 has delivered to the seller a written statement from the lender as to why the property isn’t approved in line with the changes to the 第三方融资增编.
- 框,以检查买方是否根据合同第3段终止合同 关于贷款人评估终止权的补充.
- Box added to check if the buyer is terminating under Paragraph 6D of the contract because timely objections were not cured by the end of the cure period.
关于贷款人评估终止权的补充
- Statement added clarifying that this form is to be used only if the 第三方融资增编 is part of the contract (and the transaction still cannot involve FHA or VA financing).
- 通过了一些非实质性的修改,使表格更清楚.
其他采用的更改
TREC规则535.101, 费用, is amended to reduce the fee from $20 to $10 for an agent establishing or changing sponsorship. 除了, TREC开发了一个免费的在线许可证历史证书, 所以40美元的费用已经从规则中删除了.
TREC规则535.191, 行政处罚一览表, is amended to move several violations to a lower tier of penalties and adds several violations from recently adopted rules and those missing from the penalty matrix.
除非另有说明, the adopted changes become effective 20 days after the date they are filed with the Secretary of State.
找到会议上的材料 TREC的网站.
您注意到您将更新P&我们向你们购买的P手册. 我们会得到一份更新的副本吗? 或者我们需要回购? 不管怎样,你能通知我们什么时候做吗? 谢谢你.
嗨,山姆,
如果您已经购买了示范经纪政策 & 程序手册,您将免费获得更新. 当更新的手册可用时,您也会收到通知.
希望这对你有所帮助!
非常感谢! 你们这些TAR rock的家伙 . . . 你总是为我们的利益着想,我很感激你! 感恩节快乐,感谢您的及时回复.
我喜欢我们做出改变,使我们的工作更容易. 我希望看到合同有两处修改. 1st. 在检验单下面应该有一个方框,说明买方不需要检验. 目前的措辞并没有明确表明这一点. 其次, It would be great if we added an area that defines Occupancy and indicate if the contract is intended for Owner Occupant or Investor.
我认为,无论是所有者还是投资者,任何人都不应该担心.
I had a transaction this year where the buyer applied for a owner occupied loan and was intending to use the property as rental property. 作为上市代理,我不知道该找什么样的贷款.
买主只能认领一所房子作为他的宅地, so any other property buyer applies for a loan to purchase should be considered an investment property. I think it would be wise to check with your client and find out if he/she has a homestead property already or is this going to be their first house to purchase.
我也希望看到一个复选框,表明买方不需要调查.
我也很想看到.
如果要约的条款为卖方所接受, I’m not sure why he would need to know the intentions of the buyer after the transaction is closed. 他也不需要知道贷款的类型, 只要买家能证明他是合格的. ~Such a suggestion could open up the door for a seller to make decisions based on prejudice or emotions.
I closed on a house a few months ago and the only way our (the buyer) offer was accepted out of many was The buyer intended to live in the property. 她不是投资者,必须签署一份表格,说明她将住在该房产中. The reason for this was the seller was Foreign and wanted to buy another property with the proceeds so by the buyer signing the form the seller would not have the 30% withheld from the proceeds that the title company legally has to do.
我不是税务律师,但我认为你应该咨询一下. The IRS Law says that the BUYER, not the title company, has to withhold 税 on a foreign seller. (业权公司可促进此项规定,但法例并未提及.)对于买方来说,签署这样一份表格可能会使他们在美国国税局承担严重的法律责任. 卖方必须支付资本利得税, 你(和你的买家)怎么知道交易结束后他们要怎么处理这笔资金呢??? 2021十大正规彩票app您咨询您的最爱… 阅读更多»
我同意你的看法. I dont see why the seller should be concerned if the buyer is an investor or owner occupant as long as he/she is qualified for the loan. The only issue I may see arising is if the buyer claims in the contract it will be an investment property , 但作为卖方的代理,我认为首付款不是售价的20%. 然后我会质疑它.
小心你的假设……
我刚刚与一家贷款机构合作,他们只要求投资者付15%的首付.
(在你的例子中,情况似乎正好相反. 但这两类买家中的一些人希望用不同的金额支付首付款.)
很好的2021十大正规彩票app,罗谢尔! 我同意!
这两个问题都是在过去两周出现的吗!!!
是的,有点模糊,但如果你的买家不需要调查,就不检查箱子.
关于占用复选框, 不管怎样我都不在乎, 但贷款人(如果有的话)有权知道借款人的意图.
要让TREC考虑任何合同变更,您需要将您的意见发送到 一般counsel@trec.德州.政府
我给那个地址发了一封电子邮件,但是不管用…….它被退回了.
嗨,安琪拉,
试一试 一般.counsel@trec.德州.政府. 希望这对你有所帮助!
需要意见吗?. 合同在成交日期过后可以修改吗?